Las Vegas, NV · Charter 68227
NCUA · 5 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
29
Asset Quality
60
Profitability
30
Liquidity
100
Efficiency
31
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Las Vegas, NV · Charter 68227
NCUA · 5 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.30% | 0.28% | 0.32% | 0.43% | 0.33% | +3 bps | |
| Return on Equity | 2.77% | 2.57% | 2.97% | 4.03% | 3.01% | +24 bps | |
| Net Interest Margin | 3.25% | 3.40% | 3.36% | 3.58% | 3.61% | +35 bps | |
| Efficiency Ratio | 85.97% | 85.50% | 84.39% | 84.21% | 84.55% | -142 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 5.28% | 3.93% | 5.20% | 2.70% | 1.66% | -363 bps | |
| Loan Growth (YoY) | 11.84% | 16.06% | 23.49% | 20.99% | 21.55% | +971 bps | |
| Share Growth (YoY) | 4.90% | 3.89% | 3.52% | 1.77% | 0.45% | -444 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.66% | 0.81% | 0.80% | 0.49% | 0.49% | -16 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.72% | 10.92% | 10.73% | 10.73% | 10.84% | +11 bps | |
| Net Worth / Assets | 10.72% | 10.92% | 10.73% | 10.73% | 10.84% | +11 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 57.36% | 61.21% | 63.73% | 64.56% | 69.41% | +1,205 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Las Vegas, NV · Charter 68227 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 5 branches
Q2 2026
Return on Assets
0.33%
Rank 1,290 of 1,683
Net Interest Margin
3.60%
Rank 1,034 of 1,683
Efficiency Ratio
84.55%
Rank 1,167 of 1,682
Equity / Assets
10.84%
Rank 1,188 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.33% | 0.35% | 0.74% | 1.18% | Beats 23% | 1,290 / 1,683 | |
| Return on Equity | 3.01% | 2.67% | 5.89% | 8.74% | Beats 28% | 1,213 / 1,681 | |
| Net Interest Margin | 3.60% | 3.31% | 3.82% | 4.32% | Beats 39% | 1,034 / 1,683 | |
| Efficiency Ratio | 84.55% | 68.91% | 78.20% | 86.93% | Beats 31% | 1,167 / 1,682 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.49% | 0.26% | 0.65% | 1.29% | Beats 60% | 680 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 10.84% | 10.44% | 12.89% | 16.53% | Beats 29% | 1,188 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 10.84% | 10.44% | 12.89% | 16.53% | Beats 29% | 1,188 / 1,683 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 69.41% | 52.61% | 69.38% | 83.50% | 50th pctl | 841 / 1,683 | |
| Loans / Assets | 63.21% | 44.71% | 59.18% | 70.72% | 59th pctl | 694 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||