Streator Onized
Streator, IL · Charter 68226 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 7 branches
Q2 2026
$423.3MAssets
$320.9MLoans
$354.0MShares
$66.0MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 89% of credit unions under $1B in assets (rank 190 of 1683).
- Widest gap: nonperforming loans / loans trails 38% of credit unions under $1B in assets (rank 646 of 1682).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.19%
Rank 416 of 1,683
Net Interest Margin
4.84%
Rank 190 of 1,683
Efficiency Ratio
73.23%
Rank 602 of 1,682
Equity / Assets
15.58%
Rank 488 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.19% | 0.35% | 0.74% | 1.18% | Beats 75% | 416 / 1,683 | | |
| Return on Equity | 7.61% | 2.67% | 5.89% | 8.74% | Beats 66% | 570 / 1,681 | | |
| Net Interest Margin | 4.84% | 3.31% | 3.82% | 4.32% | Beats 89% | 190 / 1,683 | | |
| Efficiency Ratio | 73.23% | 68.91% | 78.20% | 86.93% | Beats 64% | 602 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.47% | 0.26% | 0.65% | 1.29% | Beats 62% | 646 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.58% | 10.44% | 12.89% | 16.53% | Beats 71% | 488 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.58% | 10.44% | 12.89% | 16.53% | Beats 71% | 488 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 90.65% | 52.61% | 69.38% | 83.50% | 87th pctl | 219 / 1,683 | | |
| Loans / Assets | 75.80% | 44.71% | 59.18% | 70.72% | 85th pctl | 257 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |