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Crown Point, IN · Charter 68225 · Peer group: credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=93-96)
NCUA · 12 branches
Q2 2026
$599.0MAssets
$528.0MLoans
$542.1MShares
$54.5MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 54% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 44 of 95).
- Widest gap: equity / assets trails 94% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 90 of 96).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.35%
Rank 53 of 96
Net Interest Margin
3.63%
Rank 46 of 96
Efficiency Ratio
85.58%
Rank 54 of 96
Equity / Assets
9.10%
Rank 90 of 96
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.35% | -0.02% | 0.42% | 1.03% | Beats 45% | 53 / 96 | | |
| Return on Equity | 3.86% | -0.11% | 2.94% | 6.89% | Beats 54% | 44 / 95 | | |
| Net Interest Margin | 3.63% | 3.01% | 3.57% | 4.27% | Beats 52% | 46 / 96 | | |
| Efficiency Ratio | 85.58% | 73.45% | 82.91% | 96.61% | Beats 45% | 54 / 96 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.45% | 0.08% | 0.86% | 1.63% | Beats 29% | 67 / 93 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.10% | 11.79% | 15.23% | 18.93% | Beats 6% | 90 / 96 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.10% | 11.79% | 15.23% | 18.93% | Beats 6% | 90 / 96 | | |
| Liquidity & Funding |
| Loans / Deposits | 97.41% | 32.14% | 50.03% | 67.81% | 98th pctl | 2 / 96 | | |
| Loans / Assets | 88.15% | 23.12% | 42.50% | 56.24% | 98th pctl | 2 / 96 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |