Mill Town
Everett, WA · Charter 68222 · Peer group: credit unions under $1B in assets in the Seattle-Tacoma-Bellevue, WA area (n=22)
NCUA · 1 branch
Q2 2026
$59.9MAssets
$43.1MLoans
$46.5MShares
$13.4MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 91% of credit unions under $1B in assets in the Seattle-Tacoma-Bellevue, WA area (rank 2 of 22).
- Widest gap: nonperforming loans / loans trails 86% of credit unions under $1B in assets in the Seattle-Tacoma-Bellevue, WA area (rank 20 of 22).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.70%
Rank 8 of 22
Net Interest Margin
4.91%
Rank 3 of 22
Efficiency Ratio
73.38%
Rank 10 of 22
Equity / Assets
22.46%
Rank 2 of 22
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.70% | 0.11% | 0.57% | 0.99% | Beats 64% | 8 / 22 | | |
| Return on Equity | 3.14% | 0.85% | 3.93% | 5.70% | Beats 45% | 12 / 22 | | |
| Net Interest Margin | 4.91% | 3.17% | 3.57% | 4.25% | Beats 86% | 3 / 22 | | |
| Efficiency Ratio | 73.38% | 65.75% | 80.47% | 91.31% | Beats 59% | 10 / 22 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.18% | 0.34% | 0.86% | 1.42% | Beats 14% | 20 / 22 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 22.46% | 10.62% | 13.36% | 14.42% | Beats 91% | 2 / 22 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 22.46% | 10.62% | 13.36% | 14.42% | Beats 91% | 2 / 22 | | |
| Liquidity & Funding |
| Loans / Deposits | 92.84% | 61.01% | 65.58% | 83.83% | 91st pctl | 2 / 22 | | |
| Loans / Assets | 72.07% | 47.64% | 55.55% | 72.11% | 68th pctl | 7 / 22 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |