Northeast
Portsmouth, NH · Charter 68219 · Peer group: credit unions $1B-$10B in assets (n=409)
NCUA · 18 branches
Q2 2024
$2.0BAssets
$1.7BLoans
$1.7BShares
$202.2MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 91% of credit unions $1B-$10B in assets (rank 37 of 409).
- Widest gap: efficiency ratio trails 81% of credit unions $1B-$10B in assets (rank 333 of 409).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.43%
Rank 266 of 409
Net Interest Margin
3.70%
Rank 37 of 409
Efficiency Ratio
83.86%
Rank 333 of 409
Equity / Assets
10.20%
Rank 232 of 409
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.43% | 0.31% | 0.59% | 0.92% | Beats 35% | 266 / 409 | n/a | |
| Return on Equity | 4.24% | 2.95% | 5.75% | 8.38% | Beats 36% | 261 / 409 | n/a | |
| Net Interest Margin | 3.70% | 2.53% | 2.90% | 3.32% | Beats 91% | 37 / 409 | n/a | |
| Efficiency Ratio | 83.86% | 67.11% | 74.53% | 81.97% | Beats 19% | 333 / 409 | n/a | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.29% | 0.36% | 0.60% | 0.86% | Beats 85% | 64 / 409 | n/a | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.20% | 9.44% | 10.54% | 12.14% | Beats 43% | 232 / 409 | n/a | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.20% | 9.44% | 10.54% | 12.14% | Beats 43% | 232 / 409 | n/a | |
| Liquidity & Funding |
| Loans / Deposits | 99.10% | 78.77% | 88.36% | 97.27% | 81st pctl | 76 / 409 | n/a | |
| Loans / Assets | 83.43% | 66.61% | 74.05% | 80.30% | 85th pctl | 61 / 409 | n/a | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |