Hampton, NH · Charter 68211
Q2 2011
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2011, the quarter ended June 30, 2011, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
No peer standings are published for this institution and quarter.
Peer groups below the disclosure floor are suppressed.
Hampton, NH · Charter 68211
Q2 2011
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q1 2009 | Q2 2009 | Q3 2009 | Q4 2009 | Q1 2010 | Q3 2010 | Q1 2011 | Q2 2011 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -2.51% | -0.40% | -0.24% | -0.45% | 0.11% | -0.24% | -0.95% | -1.02% | -57 bps | |
| Return on Equity | -24.38% | -3.83% | -2.32% | -4.45% | 1.14% | -2.61% | -10.97% | -11.95% | -751 bps | |
| Net Interest Margin | 3.75% | 3.67% | 3.60% | 3.70% | 3.59% | 3.53% | 3.18% | 3.23% | -47 bps | |
| Efficiency Ratio | 101.06% | 80.56% | 85.12% | 89.89% | 97.53% | 95.81% | 109.89% | 111.17% | +2,128 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.33% | 0.29% | 4.27% | 5.96% | 6.50% | 7.03% | 9.61% | 10.53% | +458 bps | |
| Loan Growth (YoY) | 0.50% | 2.58% | 3.46% | 1.37% | 0.62% | -1.70% | -6.33% | -5.66% | -702 bps | |
| Share Growth (YoY) | 0.33% | 0.44% | 4.93% | 7.22% | 7.17% | 8.36% | 11.41% | 12.43% | +521 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.13% | 0.17% | 0.30% | 0.58% | 0.11% | 0.21% | 0.13% | 0.02% | -55 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.19% | 0.20% | 0.22% | 0.37% | 0.29% | 0.38% | 0.27% | 0.50% | +12 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.29% | 10.41% | 10.17% | 10.09% | 9.84% | 9.31% | 8.67% | 8.50% | -160 bps | |
| Net Worth / Assets | 10.29% | 10.41% | 10.17% | 10.09% | 9.84% | 9.31% | 8.67% | 8.50% | -160 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 81.29% | 80.14% | 78.42% | 78.34% | 76.32% | 72.70% | 65.93% | 65.74% | -1,260 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |