Nashua, NH · Charter 68210
NCUA · 8 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.55% | 0.69% | 0.79% | 0.60% | 0.61% | +6 bps | |
| Return on Equity | 6.70% | 8.20% | 9.12% | 6.90% | 6.88% | +19 bps | |
| Net Interest Margin | 2.97% | 2.99% | 3.07% | 3.12% | 3.24% | +27 bps | |
| Efficiency Ratio | 79.86% | 76.85% | 75.22% | 82.64% | 81.74% | +188 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -1.76% | 2.19% | 1.80% | 2.19% | 2.15% | +392 bps | |
| Loan Growth (YoY) | 0.08% | 1.41% | 0.76% | -1.34% | -6.55% | -663 bps | |
| Share Growth (YoY) | 2.68% | 2.95% | 2.40% | 2.27% | 2.90% | +22 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.48% | 0.50% | 0.52% | 0.36% | 0.59% | +11 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 8.23% | 8.37% | 8.63% | 8.65% | 8.87% | +64 bps | |
| Net Worth / Assets | 8.23% | 8.37% | 8.63% | 8.65% | 8.87% | +64 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 84.67% | 83.78% | 82.20% | 78.43% | 76.90% | -777 bps | |
| Liquid Assets / Assets | 0.00% | 99.74% | 0.00% | 99.08% | 0.00% | 0 bps | |