Bellevue, WA · Charter 68204
NCUA · 4 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.26% | 0.27% | 0.27% | 0.35% | 0.41% | 0.52% | 0.25% | 0.23% | -12 bps | |
| Return on Equity | 3.16% | 3.45% | 3.41% | 4.20% | 4.87% | 4.64% | 2.32% | 2.01% | -219 bps | |
| Net Interest Margin | 2.46% | 2.41% | 2.53% | 2.68% | 2.77% | 2.69% | 2.60% | 2.68% | 0 bps | |
| Efficiency Ratio | 90.33% | 89.48% | 89.56% | 87.37% | 86.20% | 81.36% | 92.55% | 91.32% | +395 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.21% | 3.05% | 2.51% | 0.45% | 0.68% | 2.26% | 5.12% | 5.89% | +544 bps | |
| Loan Growth (YoY) | 1.84% | -3.78% | -5.74% | -5.78% | -5.48% | -4.74% | -7.20% | -9.78% | -400 bps | |
| Share Growth (YoY) | 3.98% | 2.72% | 2.51% | 0.12% | 0.36% | 2.13% | 5.42% | 6.34% | +622 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.26% | 0.26% | 0.27% | 0.27% | 0.39% | 0.45% | 0.61% | 0.57% | +30 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 8.12% | 7.96% | 7.95% | 8.29% | 8.46% | 11.29% | 10.93% | 11.23% | +294 bps | |
| Net Worth / Assets | 8.12% | 7.96% | 7.95% | 8.29% | 8.46% | 11.29% | 10.93% | 11.23% | +294 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 104.75% | 99.95% | 96.82% | 98.81% | 98.65% | 93.23% | 85.23% | 83.83% | -1,498 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |