Longview, WA · Charter 68196
NCUA · 12 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.94% | 1.01% | 0.85% | 0.91% | 0.80% | -14 bps | |
| Return on Equity | 7.77% | 8.20% | 6.93% | 7.53% | 6.49% | -128 bps | |
| Net Interest Margin | 3.89% | 3.93% | 3.96% | 3.95% | 4.03% | +14 bps | |
| Efficiency Ratio | 73.64% | 73.27% | 73.18% | 75.41% | 75.13% | +149 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.47% | 1.83% | 2.11% | 4.45% | 4.83% | +530 bps | |
| Loan Growth (YoY) | 7.28% | 9.07% | 5.24% | 6.55% | 5.87% | -142 bps | |
| Share Growth (YoY) | 0.09% | 0.83% | 1.09% | 4.25% | 5.14% | +504 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.47% | 0.58% | 0.64% | 0.53% | 0.60% | +12 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.06% | 12.28% | 12.32% | 12.13% | 12.28% | +22 bps | |
| Net Worth / Assets | 12.06% | 12.28% | 12.32% | 12.13% | 12.28% | +22 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 92.06% | 92.64% | 93.07% | 90.87% | 92.70% | +64 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |