Montana Educators'
Missoula, MT · Charter 68190 · Peer group: credit unions under $1B in assets in the Fort Wayne, IN area (n=19)
NCUA · 2 branches
Q2 2026
$35.3MAssets
$22.3MLoans
$31.7MShares
$3.5MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 84% of credit unions under $1B in assets in the Fort Wayne, IN area (rank 4 of 19).
- Widest gap: equity / assets trails 79% of credit unions under $1B in assets in the Fort Wayne, IN area (rank 15 of 19).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.52%
Rank 5 of 19
Net Interest Margin
4.16%
Rank 6 of 19
Efficiency Ratio
68.23%
Rank 4 of 19
Equity / Assets
10.00%
Rank 15 of 19
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.52% | -0.27% | 1.22% | 1.52% | Beats 74% | 5 / 19 | | |
| Return on Equity | 15.16% | -2.41% | 9.38% | 13.75% | Beats 79% | 4 / 19 | | |
| Net Interest Margin | 4.16% | 3.49% | 3.77% | 4.18% | Beats 68% | 6 / 19 | | |
| Efficiency Ratio | 68.23% | 68.63% | 79.83% | 95.74% | Beats 84% | 4 / 19 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.38% | 0.38% | 0.61% | 1.20% | Beats 79% | 5 / 19 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.00% | 10.00% | 11.56% | 13.69% | Beats 21% | 15 / 19 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.00% | 10.00% | 11.56% | 13.69% | Beats 21% | 15 / 19 | | |
| Liquidity & Funding |
| Loans / Deposits | 70.46% | 49.95% | 68.70% | 81.33% | 53rd pctl | 9 / 19 | | |
| Loans / Assets | 63.10% | 39.83% | 58.83% | 70.01% | 58th pctl | 8 / 19 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |