Baxter
Vernon Hills, IL · Charter 68187 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 47 branches
Q2 2026
$6.4BAssets
$5.2BLoans
$5.0BShares
$649.6MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 60% of credit unions $1B-$10B in assets (rank 175 of 435).
- Widest gap: equity / assets trails 67% of credit unions $1B-$10B in assets (rank 291 of 435).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.72%
Rank 262 of 435
Net Interest Margin
3.50%
Rank 180 of 435
Efficiency Ratio
68.69%
Rank 175 of 435
Equity / Assets
10.15%
Rank 291 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.72% | 0.55% | 0.81% | 1.14% | Beats 40% | 262 / 435 | |
| Return on Equity | 7.08% | 5.12% | 7.41% | 9.70% | Beats 46% | 235 / 435 | |
| Net Interest Margin | 3.50% | 3.01% | 3.39% | 3.75% | Beats 59% | 180 / 435 | |
| Efficiency Ratio | 68.69% | 65.25% | 71.39% | 77.86% | Beats 60% | 175 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.86% | 0.45% | 0.69% | 1.05% | Beats 35% | 282 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.15% | 9.81% | 10.84% | 12.63% | Beats 33% | 291 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.15% | 9.81% | 10.84% | 12.63% | Beats 33% | 291 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 104.21% | 78.33% | 88.38% | 95.61% | 92nd pctl | 33 / 435 | |
| Loans / Assets | 81.97% | 67.69% | 74.58% | 80.80% | 82nd pctl | 79 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |