Brentwood, TN · Charter 68172
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.92% | -0.70% | -0.57% | 0.56% | 0.59% | +151 bps | |
| Return on Equity | -10.44% | -8.17% | -6.68% | 6.42% | 6.48% | +1,693 bps | |
| Net Interest Margin | 3.46% | 3.43% | 3.53% | 3.61% | 3.82% | +36 bps | |
| Efficiency Ratio | 116.88% | 111.79% | 108.81% | 79.08% | 82.87% | -3,401 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -8.39% | -4.68% | -4.71% | -4.01% | -3.61% | +478 bps | |
| Loan Growth (YoY) | -6.41% | -6.83% | -9.51% | -9.32% | -9.84% | -343 bps | |
| Share Growth (YoY) | -8.46% | -4.45% | -4.55% | -4.10% | -4.19% | +427 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 2.21% | 0.47% | 0.44% | 0.33% | 0.66% | -155 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 8.77% | 8.53% | 8.55% | 8.73% | 9.17% | +39 bps | |
| Net Worth / Assets | 8.77% | 8.53% | 8.55% | 8.73% | 9.17% | +39 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 69.22% | 66.29% | 65.62% | 65.33% | 65.14% | -408 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |