Nashville, TN · Charter 68148
NCUA · 4 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.23% | 0.22% | 0.18% | 0.03% | 0.07% | -16 bps | |
| Return on Equity | 2.01% | 1.90% | 1.61% | 0.28% | 0.68% | -133 bps | |
| Net Interest Margin | 4.49% | 4.58% | 4.50% | 4.23% | 4.23% | -26 bps | |
| Efficiency Ratio | 86.39% | 87.00% | 86.39% | 87.86% | 90.45% | +406 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -4.84% | -4.07% | -1.42% | 1.33% | 2.94% | +778 bps | |
| Loan Growth (YoY) | -13.34% | -10.85% | -9.83% | -13.23% | -14.53% | -119 bps | |
| Share Growth (YoY) | -3.18% | -2.49% | 0.58% | 1.46% | 3.44% | +662 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.34% | 0.64% | 0.75% | 0.58% | 0.44% | +10 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.40% | 11.49% | 10.98% | 10.88% | 10.86% | -55 bps | |
| Net Worth / Assets | 11.40% | 11.49% | 10.98% | 10.88% | 10.86% | -55 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 77.34% | 75.95% | 72.50% | 66.68% | 63.90% | -1,344 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |