Hurd Employees
Greeneville, TN · Charter 68144 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$4.3MAssets
$3.1MLoans
$2.8MShares
$1.6MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 99% of credit unions under $1B in assets (rank 24 of 1683).
- Widest gap: return on assets trails 95% of credit unions under $1B in assets (rank 1596 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-0.79%
Rank 1,596 of 1,683
Net Interest Margin
3.99%
Rank 681 of 1,683
Efficiency Ratio
90.32%
Rank 1,391 of 1,682
Equity / Assets
36.06%
Rank 24 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.79% | 0.35% | 0.74% | 1.18% | Beats 5% | 1,596 / 1,683 | | |
| Return on Equity | -2.19% | 2.67% | 5.89% | 8.74% | Beats 7% | 1,557 / 1,681 | | |
| Net Interest Margin | 3.99% | 3.31% | 3.82% | 4.32% | Beats 60% | 681 / 1,683 | | |
| Efficiency Ratio | 90.32% | 68.91% | 78.20% | 86.93% | Beats 17% | 1,391 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.54% | 0.26% | 0.65% | 1.29% | Beats 6% | 1,587 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 36.06% | 10.44% | 12.89% | 16.53% | Beats 99% | 24 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 36.06% | 10.44% | 12.89% | 16.53% | Beats 99% | 24 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 110.81% | 52.61% | 69.38% | 83.50% | 99th pctl | 18 / 1,683 | | |
| Loans / Assets | 70.85% | 44.71% | 59.18% | 70.72% | 75th pctl | 414 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |