PackageTrendsPeer
Letter portraitLegal landscape

Caney Fork Cooperative

McMinnville, TN · Charter 68125

Q2 2000

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q2 2000, the quarter ended June 30, 2000, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-10

Caney Fork Cooperative

McMinnville, TN · Charter 68125

Q2 2000

$278KAssets
$168KLoans
$209KShares
n/aNet Worth

Executive Summary

  • Earnings: ROA of 0.23%, down 302 bps year over year; NIM at 4.16%.
  • Asset quality: problem loans at 0.09% of loans (-53 bps YoY).
  • Funding: loans stand at 80.30% of shares as of Q2 2000.

Return on Assets (YTD, annualized)

0.23%-302 bps YoY

Net Interest Margin (YTD, annualized)

4.16%

Efficiency Ratio (YTD, annualized)

94.52%

Net Worth / Assets

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ4 1996Q2 1997Q4 1997Q2 1998Q4 1998Q2 1999Q4 1999Q2 2000YoY ΔTrend
Earnings
Return on Assets3.50%1.78%1.83%3.25%2.51%3.71%0.06%0.23%-302 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/a4.54%4.16%n/a
Efficiency Ration/an/an/an/an/an/a98.58%94.52%n/a
Growth
Asset Growth (YoY)-18.01%-19.29%-16.20%-24.49%-17.26%-13.68%-9.12%-4.54%+1,994 bps
Loan Growth (YoY)-15.56%-24.55%-11.51%-0.01%-18.55%4.00%-24.76%4.65%+466 bps
Share Growth (YoY)-22.40%-23.05%-20.56%-29.24%-20.89%-18.21%-12.54%-8.82%+2,042 bps
Asset Quality
Delinquent Loans / Loans3.53%3.32%0.79%0.62%0.00%0.00%0.28%0.09%-53 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans2.52%2.72%2.28%2.73%2.42%2.04%3.03%2.61%-12 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares56.33%56.34%71.98%69.97%57.99%71.64%61.92%80.30%+1,034 bps
Liquid Assets / Assets48.11%49.41%35.01%40.85%38.09%40.82%0.00%0.00%-4,085 bps