Nashville, TN · Charter 68119
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.38% | 0.08% | 0.49% | 0.04% | 0.21% | -17 bps | |
| Return on Equity | 3.87% | 0.80% | 4.98% | 0.41% | 2.17% | -170 bps | |
| Net Interest Margin | 3.56% | 3.44% | 3.95% | 3.41% | 3.55% | -1 bps | |
| Efficiency Ratio | 82.79% | 84.64% | 85.25% | 97.61% | 95.13% | +1,234 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.56% | 9.05% | 11.44% | 7.79% | 5.78% | +122 bps | |
| Loan Growth (YoY) | -2.82% | -5.89% | -4.30% | -4.21% | -4.17% | -135 bps | |
| Share Growth (YoY) | 2.11% | 5.65% | 7.77% | 8.51% | 6.10% | +399 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.59% | 1.18% | 2.75% | 1.66% | 1.29% | +70 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.92% | 9.56% | 9.83% | 9.67% | 9.79% | -14 bps | |
| Net Worth / Assets | 9.92% | 9.56% | 9.83% | 9.67% | 9.79% | -14 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 74.99% | 69.05% | 68.75% | 65.95% | 67.74% | -726 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |