Kingsport Press CU
Kingsport, TN · Charter 68104 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$95.6MAssets
$58.6MLoans
$79.5MShares
$15.7MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 90% of credit unions under $1B in assets (rank 169 of 1682).
- Widest gap: net interest margin trails 87% of credit unions under $1B in assets (rank 1467 of 1683).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.63%
Rank 192 of 1,683
Net Interest Margin
2.97%
Rank 1,467 of 1,683
Efficiency Ratio
58.42%
Rank 169 of 1,682
Equity / Assets
16.38%
Rank 432 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.63% | 0.35% | 0.74% | 1.18% | Beats 89% | 192 / 1,683 | | |
| Return on Equity | 9.94% | 2.67% | 5.89% | 8.74% | Beats 83% | 286 / 1,681 | | |
| Net Interest Margin | 2.97% | 3.31% | 3.82% | 4.32% | Beats 13% | 1,467 / 1,683 | | |
| Efficiency Ratio | 58.42% | 68.91% | 78.20% | 86.93% | Beats 90% | 169 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.40% | 0.26% | 0.65% | 1.29% | Beats 66% | 572 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.38% | 10.44% | 12.89% | 16.53% | Beats 74% | 432 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.38% | 10.44% | 12.89% | 16.53% | Beats 74% | 432 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 73.66% | 52.61% | 69.38% | 83.50% | 58th pctl | 705 / 1,683 | | |
| Loans / Assets | 61.30% | 44.71% | 59.18% | 70.72% | 55th pctl | 761 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |