Nashville, TN · Charter 68101
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.44% | 0.50% | 0.55% | 1.01% | 0.66% | +22 bps | |
| Return on Equity | 2.22% | 2.52% | 2.69% | 5.00% | 3.30% | +107 bps | |
| Net Interest Margin | 4.39% | 4.53% | 4.64% | 4.68% | 4.66% | +28 bps | |
| Efficiency Ratio | 79.12% | 80.01% | 79.58% | 76.69% | 75.70% | -342 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -1.38% | -3.04% | -1.86% | -1.58% | 1.57% | +296 bps | |
| Loan Growth (YoY) | 0.23% | 2.70% | 2.41% | -4.35% | -2.25% | -248 bps | |
| Share Growth (YoY) | -1.98% | -3.94% | -2.12% | -2.25% | 1.90% | +387 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.82% | 1.10% | 1.08% | 0.61% | 0.92% | +10 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 19.75% | 19.98% | 20.31% | 20.28% | 20.09% | +34 bps | |
| Net Worth / Assets | 19.75% | 19.98% | 20.31% | 20.28% | 20.09% | +34 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 59.29% | 60.36% | 59.68% | 57.10% | 56.88% | -241 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |