Tennessee Employees
Nashville, TN · Charter 68101 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$31.0MAssets
$14.2MLoans
$24.9MShares
$6.2MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 87% of credit unions under $1B in assets (rank 221 of 1683).
- Widest gap: return on equity trails 70% of credit unions under $1B in assets (rank 1173 of 1681).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.66%
Rank 930 of 1,683
Net Interest Margin
4.67%
Rank 260 of 1,683
Efficiency Ratio
75.70%
Rank 704 of 1,682
Equity / Assets
20.09%
Rank 221 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.66% | 0.35% | 0.74% | 1.18% | Beats 45% | 930 / 1,683 | |
| Return on Equity | 3.31% | 2.67% | 5.89% | 8.74% | Beats 30% | 1,173 / 1,681 | |
| Net Interest Margin | 4.67% | 3.31% | 3.82% | 4.32% | Beats 85% | 260 / 1,683 | |
| Efficiency Ratio | 75.70% | 68.91% | 78.20% | 86.93% | Beats 58% | 704 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.92% | 0.26% | 0.65% | 1.29% | Beats 37% | 1,062 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 20.09% | 10.44% | 12.89% | 16.53% | Beats 87% | 221 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 20.09% | 10.44% | 12.89% | 16.53% | Beats 87% | 221 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 56.88% | 52.61% | 69.38% | 83.50% | 31st pctl | 1,167 / 1,683 | |
| Loans / Assets | 45.75% | 44.71% | 59.18% | 70.72% | 27th pctl | 1,236 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |