Nashville, TN · Charter 68100
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.95% | 1.04% | 1.12% | 0.99% | 1.11% | +16 bps | |
| Return on Equity | 4.24% | 4.62% | 4.77% | 4.18% | 4.59% | +35 bps | |
| Net Interest Margin | 3.95% | 3.99% | 4.16% | 3.74% | 3.86% | -8 bps | |
| Efficiency Ratio | 63.34% | 62.19% | 62.46% | 71.59% | 66.52% | +318 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 0.53% | 0.93% | -0.47% | -1.12% | -2.67% | -320 bps | |
| Loan Growth (YoY) | -8.66% | -9.08% | -7.63% | -8.10% | -3.95% | +471 bps | |
| Share Growth (YoY) | -2.86% | -2.29% | -2.07% | -2.96% | -4.72% | -186 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 3.47% | 2.31% | 3.00% | 2.98% | 2.95% | -52 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 22.45% | 22.59% | 23.55% | 23.59% | 24.27% | +182 bps | |
| Net Worth / Assets | 22.45% | 22.59% | 23.55% | 23.59% | 24.27% | +182 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 56.15% | 55.92% | 57.34% | 54.90% | 56.61% | +45 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |