Kingston TVA Employees
Kingston City, TN · Charter 68098 · Peer group: credit unions under $1B in assets (n=1,721-1,724)
NCUA · 1 branch
Q4 2024
$2.4MAssets
$1.3MLoans
$1.8MShares
$596KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 94% of credit unions under $1B in assets (rank 103 of 1723).
- Widest gap: nonperforming loans / loans trails 80% of credit unions under $1B in assets (rank 1376 of 1721).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.80%
Rank 721 of 1,724
Net Interest Margin
5.47%
Rank 103 of 1,723
Efficiency Ratio
87.88%
Rank 1,308 of 1,721
Equity / Assets
25.06%
Rank 100 of 1,723
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.80% | 0.25% | 0.67% | 1.13% | Beats 58% | 721 / 1,724 | | |
| Return on Equity | 3.19% | 1.95% | 5.34% | 8.54% | Beats 34% | 1,133 / 1,723 | | |
| Net Interest Margin | 5.47% | 3.03% | 3.61% | 4.27% | Beats 94% | 103 / 1,723 | | |
| Efficiency Ratio | 87.88% | 69.84% | 78.36% | 87.50% | Beats 24% | 1,308 / 1,721 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.62% | 0.28% | 0.70% | 1.38% | Beats 20% | 1,376 / 1,721 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 25.06% | 10.16% | 12.41% | 16.03% | Beats 94% | 101 / 1,724 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 25.06% | 10.15% | 12.41% | 16.03% | Beats 94% | 100 / 1,723 | | |
| Liquidity & Funding |
| Loans / Deposits | 72.72% | 55.95% | 72.66% | 85.34% | 50th pctl | 858 / 1,722 | | |
| Loans / Assets | 54.50% | 47.91% | 62.00% | 72.82% | 36th pctl | 1,111 / 1,723 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |