Eastman
Kingsport, TN · Charter 68095 · Peer group: credit unions any (n=25)
NCUA · 30 branches
Q2 2026
$10.2BAssets
$8.0BLoans
$8.6BShares
$1.5BNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 92% of credit unions any (rank 3 of 25).
- Widest gap: net interest margin trails 44% of credit unions any (rank 11 of 25).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.95%
Rank 3 of 25
Net Interest Margin
3.30%
Rank 11 of 25
Efficiency Ratio
44.20%
Rank 3 of 25
Equity / Assets
14.87%
Rank 3 of 25
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.95% | 0.54% | 0.87% | 1.36% | Beats 88% | 3 / 25 | | |
| Return on Equity | 13.13% | 5.49% | 9.20% | 10.99% | Beats 80% | 5 / 25 | | |
| Net Interest Margin | 3.30% | 2.86% | 3.13% | 3.50% | Beats 56% | 11 / 25 | | |
| Efficiency Ratio | 44.20% | 54.62% | 61.07% | 70.28% | Beats 92% | 3 / 25 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.31% | 0.64% | 0.92% | 1.30% | Beats 92% | 3 / 25 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.87% | 9.55% | 10.72% | 11.84% | Beats 88% | 3 / 25 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.87% | 9.55% | 10.72% | 11.84% | Beats 88% | 3 / 25 | | |
| Liquidity & Funding |
| Loans / Deposits | 93.22% | 81.23% | 88.75% | 93.33% | 68th pctl | 8 / 25 | | |
| Loans / Assets | 78.52% | 68.82% | 78.26% | 79.51% | 52nd pctl | 12 / 25 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |