Knoxville TVA Employees
Knoxville, TN · Charter 68085 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 25 branches
Q2 2026
$5.3BAssets
$4.3BLoans
$4.6BShares
$576.4MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 97% of credit unions $1B-$10B in assets (rank 15 of 435).
- Widest gap: net interest margin trails 52% of credit unions $1B-$10B in assets (rank 227 of 435).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.06%
Rank 130 of 435
Net Interest Margin
3.36%
Rank 227 of 435
Efficiency Ratio
52.86%
Rank 15 of 435
Equity / Assets
10.83%
Rank 220 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.06% | 0.55% | 0.81% | 1.14% | Beats 70% | 130 / 435 | | |
| Return on Equity | 9.79% | 5.12% | 7.41% | 9.70% | Beats 76% | 105 / 435 | | |
| Net Interest Margin | 3.36% | 3.01% | 3.39% | 3.75% | Beats 48% | 227 / 435 | | |
| Efficiency Ratio | 52.86% | 65.25% | 71.39% | 77.86% | Beats 97% | 15 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.34% | 0.45% | 0.69% | 1.05% | Beats 86% | 60 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.83% | 9.81% | 10.84% | 12.63% | Beats 49% | 220 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.83% | 9.81% | 10.84% | 12.63% | Beats 49% | 220 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 94.01% | 78.33% | 88.38% | 95.61% | 71st pctl | 128 / 435 | | |
| Loans / Assets | 81.04% | 67.69% | 74.58% | 80.80% | 77th pctl | 102 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |