PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Maryville Municipal

Maryville, TN · Charter 68077

NCUA · 1 branch

Q2 2026

$23.2MAssets
$4.0MLoans
$19.2MShares
$3.9MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.05%, down 49 bps year over year; NIM at 3.05%.
  • Asset quality: problem loans at 0.45% of loans (+36 bps YoY).
  • Capital: net worth / assets of 16.76%, up 107 bps from a year ago.
  • Funding: loans stand at 20.82% of shares as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

1.05%-49 bps YoY

Net Interest Margin (quarter, annualized)

3.05%-30 bps YoY

Efficiency Ratio (quarter, annualized)

63.50%+816 bps YoY

Net Worth / Assets

16.76%+107 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.54%1.54%1.53%0.89%1.05%-49 bps
Return on Equity9.82%9.54%9.45%5.56%6.27%-355 bps
Net Interest Margin3.34%3.34%3.31%2.85%3.05%-30 bps
Efficiency Ratio55.34%55.33%55.20%69.62%63.50%+816 bps
Growth
Asset Growth (YoY)4.34%2.01%4.37%6.10%1.51%-284 bps
Loan Growth (YoY)14.57%2.19%9.26%0.20%0.13%-1,444 bps
Share Growth (YoY)2.98%0.28%4.01%5.49%0.46%-252 bps
Asset Quality
Delinquent Loans / Loans0.10%0.01%0.11%0.05%0.45%+36 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital15.69%16.17%16.22%16.08%16.76%+107 bps
Net Worth / Assets15.69%16.17%16.22%16.08%16.76%+107 bps
Liquidity & Funding
Loans / Shares20.89%20.90%21.19%20.04%20.82%-7 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps