Maryville, TN · Charter 68077
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
76
Asset Quality
63
Profitability
46
Liquidity
0
Efficiency
85
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Maryville, TN · Charter 68077
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.57% | 1.62% | 1.37% | 1.54% | 1.54% | 1.53% | 0.89% | 1.05% | -49 bps | |
| Return on Equity | 10.53% | 10.53% | 8.78% | 9.82% | 9.54% | 9.45% | 5.56% | 6.27% | -355 bps | |
| Net Interest Margin | 3.40% | 3.46% | 3.21% | 3.34% | 3.34% | 3.31% | 2.85% | 3.05% | -30 bps | |
| Efficiency Ratio | 55.47% | 54.78% | 58.81% | 55.34% | 55.33% | 55.20% | 69.62% | 63.50% | +816 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.17% | 2.75% | 2.42% | 4.34% | 2.01% | 4.37% | 6.10% | 1.51% | -284 bps | |
| Loan Growth (YoY) | 4.80% | 1.84% | 12.53% | 14.57% | 2.19% | 9.26% | 0.20% | 0.13% | -1,444 bps | |
| Share Growth (YoY) | -2.48% | 0.71% | 0.89% | 2.98% | 0.28% | 4.01% | 5.49% | 0.46% | -252 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.08% | 0.45% | 0.40% | 0.10% | 0.01% | 0.11% | 0.05% | 0.45% | +36 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 14.88% | 15.33% | 15.57% | 15.69% | 16.17% | 16.22% | 16.08% | 16.76% | +107 bps | |
| Net Worth / Assets | 14.88% | 15.33% | 15.57% | 15.69% | 16.17% | 16.22% | 16.08% | 16.76% | +107 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 20.51% | 20.17% | 21.10% | 20.89% | 20.90% | 21.19% | 20.04% | 20.82% | -7 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Maryville, TN · Charter 68077 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
Return on Assets
1.05%
Rank 543 of 1,683
Net Interest Margin
3.05%
Rank 1,423 of 1,683
Efficiency Ratio
63.29%
Rank 250 of 1,682
Equity / Assets
16.76%
Rank 404 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.05% | 0.35% | 0.74% | 1.18% | Beats 68% | 543 / 1,683 | ||
| Return on Equity | 6.29% | 2.67% | 5.89% | 8.74% | Beats 54% | 772 / 1,681 | ||
| Net Interest Margin | 3.05% | 3.31% | 3.82% | 4.32% | Beats 15% | 1,423 / 1,683 | ||
| Efficiency Ratio | 63.29% | 68.91% | 78.20% | 86.93% | Beats 85% | 250 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.45% | 0.26% | 0.65% | 1.29% | Beats 63% | 628 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 16.76% | 10.44% | 12.89% | 16.53% | Beats 76% | 404 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 16.76% | 10.44% | 12.89% | 16.53% | Beats 76% | 404 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 20.82% | 52.61% | 69.38% | 83.50% | 2nd pctl | 1,646 / 1,683 | ||
| Loans / Assets | 17.24% | 44.71% | 59.18% | 70.72% | 2nd pctl | 1,647 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||