Holley
Paris, TN · Charter 68073 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$105.3MAssets
$78.0MLoans
$89.2MShares
$14.6MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 91% of credit unions under $1B in assets (rank 153 of 1682).
- Widest gap: net interest margin trails 52% of credit unions under $1B in assets (rank 868 of 1683).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.59%
Rank 204 of 1,683
Net Interest Margin
3.79%
Rank 868 of 1,683
Efficiency Ratio
57.40%
Rank 153 of 1,682
Equity / Assets
13.85%
Rank 694 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.59% | 0.35% | 0.74% | 1.18% | Beats 88% | 204 / 1,683 | |
| Return on Equity | 11.50% | 2.67% | 5.89% | 8.74% | Beats 90% | 168 / 1,681 | |
| Net Interest Margin | 3.79% | 3.31% | 3.82% | 4.32% | Beats 48% | 868 / 1,683 | |
| Efficiency Ratio | 57.40% | 68.91% | 78.20% | 86.93% | Beats 91% | 153 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.51% | 0.26% | 0.65% | 1.29% | Beats 59% | 699 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.85% | 10.44% | 12.89% | 16.53% | Beats 59% | 694 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.85% | 10.44% | 12.89% | 16.53% | Beats 59% | 694 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 87.47% | 52.61% | 69.38% | 83.50% | 82nd pctl | 303 / 1,683 | |
| Loans / Assets | 74.12% | 44.71% | 59.18% | 70.72% | 82nd pctl | 308 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |