Glendora, CA · Charter 68062
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.01% | 0.83% | 0.74% | 0.53% | 0.47% | -54 bps | |
| Return on Equity | 10.85% | 9.26% | 8.45% | 6.10% | 5.39% | -546 bps | |
| Net Interest Margin | 2.84% | 2.77% | 2.71% | 2.78% | 2.84% | 0 bps | |
| Efficiency Ratio | 69.34% | 72.99% | 74.00% | 78.67% | 76.49% | +716 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 12.29% | 18.90% | 16.39% | 14.57% | 11.55% | -73 bps | |
| Loan Growth (YoY) | 25.10% | 16.45% | 13.87% | 12.12% | 9.63% | -1,547 bps | |
| Share Growth (YoY) | 10.69% | 22.74% | 20.76% | 17.02% | 13.98% | +329 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.37% | 0.42% | 1.60% | 1.00% | 0.58% | +21 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.27% | 8.99% | 8.78% | 8.68% | 8.70% | -57 bps | |
| Net Worth / Assets | 9.27% | 8.99% | 8.78% | 8.68% | 8.70% | -57 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 92.25% | 86.97% | 85.78% | 86.40% | 88.73% | -352 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |