Solarity
Yakima, WA · Charter 68061 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
$803.5MAssets
$675.7MLoans
$618.8MShares
$141.4MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 79% of credit unions under $1B in assets (rank 353 of 1683).
- Widest gap: return on equity trails 88% of credit unions under $1B in assets (rank 1477 of 1681).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.00%
Rank 1,476 of 1,683
Net Interest Margin
3.39%
Rank 1,207 of 1,683
Efficiency Ratio
86.62%
Rank 1,249 of 1,682
Equity / Assets
17.60%
Rank 353 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.00% | 0.35% | 0.74% | 1.18% | Beats 12% | 1,476 / 1,683 | | |
| Return on Equity | 0.03% | 2.67% | 5.89% | 8.74% | Beats 12% | 1,477 / 1,681 | | |
| Net Interest Margin | 3.39% | 3.31% | 3.82% | 4.32% | Beats 28% | 1,207 / 1,683 | | |
| Efficiency Ratio | 86.62% | 68.91% | 78.20% | 86.93% | Beats 26% | 1,249 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.44% | 0.26% | 0.65% | 1.29% | Beats 63% | 621 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.60% | 10.44% | 12.89% | 16.53% | Beats 79% | 353 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.60% | 10.44% | 12.89% | 16.53% | Beats 79% | 353 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 109.21% | 52.61% | 69.38% | 83.50% | 99th pctl | 20 / 1,683 | | |
| Loans / Assets | 84.10% | 44.71% | 59.18% | 70.72% | 96th pctl | 59 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |