Buena Park, CA · Charter 68052
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.47% | 0.22% | 0.04% | 0.03% | -0.28% | -75 bps | |
| Return on Equity | 5.20% | 2.38% | 0.48% | 0.35% | -3.23% | -844 bps | |
| Net Interest Margin | 3.53% | 3.62% | 3.70% | 3.62% | 3.50% | -3 bps | |
| Efficiency Ratio | 89.85% | 94.42% | 96.87% | 99.25% | 99.14% | +929 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -4.63% | -6.14% | -5.38% | -3.57% | 0.91% | +554 bps | |
| Loan Growth (YoY) | 4.19% | 4.07% | 1.22% | 4.46% | 0.91% | -328 bps | |
| Share Growth (YoY) | -6.84% | -6.76% | -6.75% | -3.88% | 2.81% | +965 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.10% | 0.19% | 0.00% | 0.16% | 0.10% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.11% | 9.16% | 9.24% | 9.12% | 8.66% | -45 bps | |
| Net Worth / Assets | 9.11% | 9.16% | 9.24% | 9.12% | 8.66% | -45 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 56.89% | 57.22% | 58.70% | 58.61% | 55.83% | -105 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |