Buena Park, CA · Charter 68052
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=62). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
16
Asset Quality
81
Profitability
27
Liquidity
95
Efficiency
15
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Buena Park, CA · Charter 68052
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.15% | -0.29% | 0.70% | 0.47% | 0.22% | 0.04% | 0.03% | -0.28% | -75 bps | |
| Return on Equity | -1.70% | -3.37% | 7.80% | 5.20% | 2.38% | 0.48% | 0.35% | -3.23% | -844 bps | |
| Net Interest Margin | 2.85% | 3.03% | 3.46% | 3.53% | 3.62% | 3.70% | 3.62% | 3.50% | -3 bps | |
| Efficiency Ratio | 104.55% | 104.58% | 86.14% | 89.85% | 94.42% | 96.87% | 99.25% | 99.14% | +929 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 2.76% | 2.12% | -2.80% | -4.63% | -6.14% | -5.38% | -3.57% | 0.91% | +554 bps | |
| Loan Growth (YoY) | -4.09% | 1.48% | -0.57% | 4.19% | 4.07% | 1.22% | 4.46% | 0.91% | -328 bps | |
| Share Growth (YoY) | -0.88% | -0.62% | -3.71% | -6.84% | -6.76% | -6.75% | -3.88% | 2.81% | +965 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.02% | 0.38% | 0.04% | 0.10% | 0.19% | 0.00% | 0.16% | 0.10% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 8.65% | 8.74% | 8.96% | 9.11% | 9.16% | 9.24% | 9.12% | 8.66% | -45 bps | |
| Net Worth / Assets | 8.65% | 8.74% | 8.96% | 9.11% | 9.16% | 9.24% | 9.12% | 8.66% | -45 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 51.26% | 54.08% | 53.93% | 56.89% | 57.22% | 58.70% | 58.61% | 55.83% | -105 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Buena Park, CA · Charter 68052 · Peer group: credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=62)
NCUA · 1 branch
Q2 2026
Return on Assets
-0.28%
Rank 53 of 62
Net Interest Margin
3.50%
Rank 28 of 62
Efficiency Ratio
99.07%
Rank 54 of 62
Equity / Assets
8.66%
Rank 52 of 62
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | -0.28% | 0.01% | 0.47% | 0.92% | Beats 15% | 53 / 62 | ||
| Return on Equity | -3.26% | 0.18% | 3.35% | 5.66% | Beats 11% | 55 / 62 | ||
| Net Interest Margin | 3.50% | 2.88% | 3.31% | 3.93% | Beats 55% | 28 / 62 | ||
| Efficiency Ratio | 99.07% | 71.17% | 84.14% | 92.47% | Beats 15% | 54 / 62 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.10% | 0.22% | 0.52% | 0.99% | Beats 81% | 13 / 62 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 8.66% | 9.30% | 12.20% | 16.33% | Beats 16% | 52 / 62 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 8.66% | 9.30% | 12.20% | 16.33% | Beats 16% | 52 / 62 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 55.83% | 48.69% | 57.00% | 84.55% | 42nd pctl | 36 / 62 | ||
| Loans / Assets | 49.93% | 42.93% | 53.05% | 69.62% | 45th pctl | 34 / 62 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||