Southwest Counties School Employees
Neosho, MO · Charter 68047 · Peer group: credit unions under $1B in assets (n=1,748-1,753)
NCUA · 1 branch
Q2 2024
$1.9MAssets
$1.3MLoans
$1.6MShares
$237KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 147 of 1748).
- Widest gap: equity / assets trails 44% of credit unions under $1B in assets (rank 771 of 1752).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.40%
Rank 300 of 1,753
Net Interest Margin
4.41%
Rank 332 of 1,752
Efficiency Ratio
66.67%
Rank 333 of 1,748
Equity / Assets
12.76%
Rank 771 of 1,752
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.40% | 0.23% | 0.68% | 1.19% | Beats 83% | 300 / 1,753 | n/a | |
| Return on Equity | 10.97% | 1.80% | 5.29% | 9.05% | Beats 84% | 275 / 1,750 | n/a | |
| Net Interest Margin | 4.41% | 2.98% | 3.54% | 4.20% | Beats 81% | 332 / 1,752 | n/a | |
| Efficiency Ratio | 66.67% | 69.58% | 78.86% | 88.33% | Beats 81% | 333 / 1,748 | n/a | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.22% | 0.59% | 1.20% | Beats 100% | 147 / 1,748 | n/a | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.75% | 9.91% | 12.21% | 15.57% | Beats 56% | 773 / 1,753 | n/a | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.76% | 9.91% | 12.21% | 15.57% | Beats 56% | 771 / 1,752 | n/a | |
| Liquidity & Funding |
| Loans / Deposits | 77.57% | 55.88% | 73.01% | 86.61% | 58th pctl | 738 / 1,750 | n/a | |
| Loans / Assets | 67.33% | 48.21% | 62.51% | 73.23% | 60th pctl | 693 / 1,752 | n/a | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |