Powernet
Tampa, FL · Charter 68042 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$125.3MAssets
$37.3MLoans
$112.2MShares
$12.6MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 99% of credit unions under $1B in assets (rank 14 of 1681).
- Widest gap: net interest margin trails 91% of credit unions under $1B in assets (rank 1526 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
1.89%
Rank 96 of 1,683
Net Interest Margin
2.84%
Rank 1,526 of 1,683
Efficiency Ratio
54.33%
Rank 109 of 1,682
Equity / Assets
10.05%
Rank 1,333 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.89% | 0.35% | 0.74% | 1.18% | Beats 94% | 96 / 1,683 | | |
| Return on Equity | 18.79% | 2.67% | 5.89% | 8.74% | Beats 99% | 14 / 1,681 | | |
| Net Interest Margin | 2.84% | 3.31% | 3.82% | 4.32% | Beats 9% | 1,526 / 1,683 | | |
| Efficiency Ratio | 54.33% | 68.91% | 78.20% | 86.93% | Beats 94% | 109 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.44% | 0.26% | 0.65% | 1.29% | Beats 22% | 1,306 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.05% | 10.44% | 12.89% | 16.53% | Beats 21% | 1,333 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.05% | 10.44% | 12.89% | 16.53% | Beats 21% | 1,333 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 33.27% | 52.61% | 69.38% | 83.50% | 7th pctl | 1,572 / 1,683 | | |
| Loans / Assets | 29.79% | 44.71% | 59.18% | 70.72% | 8th pctl | 1,555 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |