Alpine Community
Alpine, TX · Charter 68010 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 1 branch
Q2 2026
$14.5MAssets
$3.7MLoans
$12.0MShares
$2.4MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 65% of credit unions under $1B in assets in TX (rank 84 of 235).
- Widest gap: net interest margin trails 81% of credit unions under $1B in assets in TX (rank 191 of 235).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.71%
Rank 105 of 235
Net Interest Margin
3.24%
Rank 191 of 235
Efficiency Ratio
78.43%
Rank 99 of 235
Equity / Assets
16.60%
Rank 82 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.71% | 0.17% | 0.57% | 1.10% | Beats 55% | 105 / 235 | |
| Return on Equity | 4.25% | 1.03% | 4.30% | 7.58% | Beats 49% | 119 / 235 | |
| Net Interest Margin | 3.24% | 3.32% | 3.89% | 4.35% | Beats 19% | 191 / 235 | |
| Efficiency Ratio | 78.43% | 70.60% | 82.00% | 91.57% | Beats 58% | 99 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.40% | 0.20% | 0.59% | 1.14% | Beats 65% | 84 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.60% | 11.30% | 14.41% | 19.49% | Beats 65% | 82 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.60% | 11.30% | 14.41% | 19.49% | Beats 65% | 82 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 30.84% | 54.18% | 67.38% | 81.66% | 5th pctl | 223 / 235 | |
| Loans / Assets | 25.65% | 43.80% | 56.63% | 68.64% | 5th pctl | 223 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |