Nashville, TN · Charter 67982
NCUA · 7 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.92% | 0.88% | 0.82% | 0.76% | 0.95% | +3 bps | |
| Return on Equity | 9.27% | 8.57% | 8.01% | 7.38% | 9.04% | -23 bps | |
| Net Interest Margin | 3.92% | 4.04% | 4.04% | 4.06% | 4.06% | +15 bps | |
| Efficiency Ratio | 73.05% | 73.48% | 74.12% | 76.26% | 76.26% | +321 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 2.35% | 3.37% | 2.51% | 1.49% | 1.45% | -90 bps | |
| Loan Growth (YoY) | -6.66% | -4.96% | -5.86% | -4.88% | -3.44% | +323 bps | |
| Share Growth (YoY) | 1.83% | 2.33% | 1.86% | 0.52% | 0.66% | -117 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.71% | 1.51% | 1.01% | 0.76% | 1.17% | -54 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.94% | 10.26% | 10.20% | 10.27% | 10.52% | +58 bps | |
| Net Worth / Assets | 9.94% | 10.26% | 10.20% | 10.27% | 10.52% | +58 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 74.04% | 75.96% | 72.93% | 71.01% | 71.03% | -301 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |