Nashville, TN · Charter 67979
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.77% | 0.93% | 0.91% | 1.13% | 0.80% | +3 bps | |
| Return on Equity | 6.94% | 8.19% | 8.06% | 9.97% | 7.12% | +17 bps | |
| Net Interest Margin | 4.57% | 4.68% | 4.64% | 4.72% | 4.64% | +7 bps | |
| Efficiency Ratio | 79.20% | 76.89% | 76.70% | 82.12% | 84.71% | +552 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.44% | 5.01% | 7.41% | 7.85% | 7.42% | +298 bps | |
| Loan Growth (YoY) | -8.13% | -7.20% | -8.29% | -5.63% | -1.34% | +680 bps | |
| Share Growth (YoY) | 4.04% | 4.40% | 6.96% | 6.10% | 7.28% | +323 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.66% | 1.05% | 1.08% | 0.60% | 0.79% | +13 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.14% | 11.37% | 11.30% | 11.33% | 11.25% | +10 bps | |
| Net Worth / Assets | 11.14% | 11.37% | 11.30% | 11.33% | 11.25% | +10 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 70.57% | 69.83% | 67.87% | 65.62% | 64.90% | -567 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |