Nashville, TN · Charter 67972
NCUA · 6 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.14% | 1.11% | 1.10% | 1.17% | 1.09% | -5 bps | |
| Return on Equity | 10.84% | 10.49% | 10.52% | 11.20% | 10.23% | -60 bps | |
| Net Interest Margin | 3.64% | 3.63% | 3.57% | 3.47% | 3.48% | -16 bps | |
| Efficiency Ratio | 65.51% | 65.87% | 66.78% | 66.23% | 67.41% | +191 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 6.48% | 6.67% | 8.63% | 10.43% | 10.17% | +369 bps | |
| Loan Growth (YoY) | 9.34% | 8.60% | 9.59% | 8.74% | 9.17% | -17 bps | |
| Share Growth (YoY) | 6.30% | 8.29% | 11.82% | 10.62% | 10.63% | +434 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.77% | 0.82% | 0.79% | 0.55% | 0.68% | -9 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.51% | 10.54% | 10.47% | 10.42% | 10.61% | +11 bps | |
| Net Worth / Assets | 10.51% | 10.54% | 10.47% | 10.42% | 10.61% | +11 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 97.14% | 97.50% | 95.48% | 92.56% | 95.86% | -128 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |