Nashville, TN · Charter 67971
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 5.15% | 4.21% | 4.13% | 4.13% | 4.43% | -71 bps | |
| Return on Equity | 20.78% | 16.06% | 15.34% | 18.28% | 16.69% | -409 bps | |
| Net Interest Margin | 6.10% | 6.25% | 6.25% | 6.19% | 6.40% | +31 bps | |
| Efficiency Ratio | 18.19% | 34.58% | 35.81% | 37.24% | 34.15% | +1,596 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.54% | -0.63% | -0.23% | 1.41% | 1.11% | -342 bps | |
| Loan Growth (YoY) | -2.62% | 2.25% | 3.89% | 5.23% | 11.03% | +1,365 bps | |
| Share Growth (YoY) | 1.99% | -4.58% | -4.35% | -1.99% | -2.33% | -431 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.37% | 0.39% | 0.40% | 0.39% | 0.39% | +2 bps | |
| Capital | |||||||
| Risk-Based Capital | 24.77% | 26.22% | 26.90% | 22.62% | 26.57% | +179 bps | |
| Net Worth / Assets | 24.77% | 26.22% | 26.90% | 22.62% | 26.57% | +179 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 107.41% | 115.78% | 113.84% | 113.65% | 122.10% | +1,469 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |