Tennessee Department of Safety
Nashville, TN · Charter 67971 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$12.0MAssets
$10.7MLoans
$8.7MShares
$3.2MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 100% of credit unions under $1B in assets (rank 3 of 1683).
- Widest gap: equity / assets trails 5% of credit unions under $1B in assets (rank 79 of 1683).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
4.43%
Rank 3 of 1,683
Net Interest Margin
6.41%
Rank 24 of 1,683
Efficiency Ratio
33.99%
Rank 12 of 1,682
Equity / Assets
26.57%
Rank 79 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 4.43% | 0.35% | 0.74% | 1.18% | Beats 100% | 3 / 1,683 | |
| Return on Equity | 16.69% | 2.67% | 5.89% | 8.74% | Beats 98% | 28 / 1,681 | |
| Net Interest Margin | 6.41% | 3.31% | 3.82% | 4.32% | Beats 99% | 24 / 1,683 | |
| Efficiency Ratio | 33.99% | 68.91% | 78.20% | 86.93% | Beats 99% | 12 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.29% | Beats 100% | 132 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 26.57% | 10.44% | 12.89% | 16.53% | Beats 95% | 79 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 26.57% | 10.44% | 12.89% | 16.53% | Beats 95% | 79 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 122.10% | 52.61% | 69.38% | 83.50% | 100th pctl | 5 / 1,683 | |
| Loans / Assets | 89.32% | 44.71% | 59.18% | 70.72% | 99th pctl | 9 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |