PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Indian Path

Kingsport, TN · Charter 67968

Q2 1995

$1.1MAssets
$742KLoans
$980KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 2.44%.
  • Asset quality: problem loans at 0.90% of loans.
  • Funding: loans stand at 75.70% of shares as of Q2 1995.

Financial Results

Return on Assets (YTD, annualized)

2.44%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995YoY ΔTrend
Earnings
Return on Assets3.53%3.59%2.44%n/a
Return on Equityn/an/an/an/an/a
Net Interest Marginn/an/an/an/an/a
Efficiency Ration/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans3.59%1.84%0.90%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans1.80%1.03%1.09%n/a
Capital
Risk-Based Capitaln/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/a
Liquidity & Funding
Loans / Shares77.24%91.37%75.70%n/a
Liquid Assets / Assets20.77%10.00%20.66%n/a