Corpus Christi Postal Employees
Corpus Christi, TX · Charter 67963 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 1 branch
Q2 2026
$17.1MAssets
$8.7MLoans
$14.1MShares
$3.5MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets in TX (rank 19 of 235).
- Widest gap: efficiency ratio trails 31% of credit unions under $1B in assets in TX (rank 73 of 235).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.53%
Rank 35 of 235
Net Interest Margin
4.74%
Rank 31 of 235
Efficiency Ratio
73.64%
Rank 73 of 235
Equity / Assets
20.25%
Rank 54 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.53% | 0.17% | 0.57% | 1.10% | Beats 85% | 35 / 235 | |
| Return on Equity | 7.55% | 1.03% | 4.30% | 7.58% | Beats 74% | 60 / 235 | |
| Net Interest Margin | 4.74% | 3.32% | 3.89% | 4.35% | Beats 87% | 31 / 235 | |
| Efficiency Ratio | 73.64% | 70.60% | 82.00% | 91.57% | Beats 69% | 73 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.20% | 0.59% | 1.14% | Beats 100% | 19 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 20.25% | 11.30% | 14.41% | 19.49% | Beats 77% | 54 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 20.25% | 11.30% | 14.41% | 19.49% | Beats 77% | 54 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 61.94% | 54.18% | 67.38% | 81.66% | 38th pctl | 145 / 235 | |
| Loans / Assets | 50.88% | 43.80% | 56.63% | 68.64% | 38th pctl | 146 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |