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Boone Electric Employees

Columbia, MO · Charter 67957

Q2 2001

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q2 2001, the quarter ended June 30, 2001, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Boone Electric Employees

Columbia, MO · Charter 67957

Q2 2001

$578KAssets
$427KLoans
$349KShares
$227KNet Worth

Executive Summary

  • Earnings: ROA of 1.64%, down 307 bps year over year; NIM at 3.88%.
  • Asset quality: problem loans at 0.02% of loans (-158 bps YoY).
  • Capital: net worth / assets of 39.36%.
  • Funding: loans stand at 122.22% of shares as of Q2 2001.

Return on Assets (YTD, annualized)

1.64%-307 bps YoY

Net Interest Margin (YTD, annualized)

3.88%

Efficiency Ratio (YTD, annualized)

57.80%

Net Worth / Assets

39.36%

Year to date, annualized, through each quarter.

MetricQ4 1997Q2 1998Q4 1998Q2 1999Q4 1999Q2 2000Q4 2000Q2 2001YoY ΔTrend
Earnings
Return on Assets6.24%5.50%6.64%4.71%1.45%1.82%1.66%1.64%-307 bps
Return on Equityn/an/an/an/an/an/a4.24%4.16%n/a
Net Interest Marginn/an/an/an/a3.74%3.71%4.28%3.88%n/a
Efficiency Ration/an/an/an/a61.32%50.91%61.12%57.80%n/a
Growth
Asset Growth (YoY)1.80%8.54%-11.62%-4.94%-4.16%2.32%-3.49%-14.36%-942 bps
Loan Growth (YoY)3.75%-8.30%-16.01%-17.27%-28.73%0.09%-13.18%0.05%+1,733 bps
Share Growth (YoY)-1.98%5.91%-22.69%-12.24%-10.34%-1.73%-10.36%-24.94%-1,270 bps
Asset Quality
Delinquent Loans / Loans0.62%4.53%2.54%1.59%1.85%0.00%0.00%0.02%-158 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans1.77%2.34%2.08%1.58%1.94%1.73%2.12%1.95%+37 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/a39.20%39.36%n/a
Net Worth / Assetsn/an/an/an/an/an/a39.20%39.36%n/a
Liquidity & Funding
Loans / Shares95.73%83.61%112.43%91.70%76.09%85.15%108.89%122.22%+3,053 bps
Liquid Assets / Assets23.31%30.81%24.74%28.07%27.91%20.18%29.39%11.40%-1,668 bps