Nashville, TN · Charter 67937
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.47% | -1.12% | -1.12% | 0.39% | 0.30% | +77 bps | |
| Return on Equity | -2.47% | -6.40% | -6.45% | 2.39% | 1.92% | +439 bps | |
| Net Interest Margin | 3.64% | 3.64% | 3.75% | 4.17% | 3.71% | +8 bps | |
| Efficiency Ratio | 99.70% | 96.57% | 97.93% | 82.94% | 86.61% | -1,309 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.60% | 0.73% | 3.16% | 9.02% | 14.27% | +1,486 bps | |
| Loan Growth (YoY) | -0.47% | -2.52% | -1.32% | -3.56% | -7.70% | -722 bps | |
| Share Growth (YoY) | -0.88% | 1.70% | 5.33% | 13.03% | 19.37% | +2,026 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 3.10% | 1.55% | 1.49% | 0.89% | 1.34% | -176 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 18.93% | 17.46% | 17.33% | 16.47% | 15.79% | -314 bps | |
| Net Worth / Assets | 18.93% | 17.46% | 17.33% | 16.47% | 15.79% | -314 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 77.43% | 71.61% | 71.84% | 64.68% | 59.87% | -1,756 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |