Leadco Community
Farmington, MO · Charter 67936 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$23.8MAssets
$10.7MLoans
$21.3MShares
$2.8MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 63% of credit unions under $1B in assets (rank 625 of 1682).
- Widest gap: efficiency ratio trails 84% of credit unions under $1B in assets (rank 1414 of 1682).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.35%
Rank 1,262 of 1,683
Net Interest Margin
3.90%
Rank 764 of 1,683
Efficiency Ratio
91.10%
Rank 1,414 of 1,682
Equity / Assets
11.61%
Rank 1,062 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.35% | 0.35% | 0.74% | 1.18% | Beats 25% | 1,262 / 1,683 | |
| Return on Equity | 3.03% | 2.67% | 5.89% | 8.74% | Beats 28% | 1,210 / 1,681 | |
| Net Interest Margin | 3.90% | 3.31% | 3.82% | 4.32% | Beats 55% | 764 / 1,683 | |
| Efficiency Ratio | 91.10% | 68.91% | 78.20% | 86.93% | Beats 16% | 1,414 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.45% | 0.26% | 0.65% | 1.29% | Beats 63% | 625 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.61% | 10.44% | 12.89% | 16.53% | Beats 37% | 1,062 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.61% | 10.44% | 12.89% | 16.53% | Beats 37% | 1,062 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 50.37% | 52.61% | 69.38% | 83.50% | 22nd pctl | 1,316 / 1,683 | |
| Loans / Assets | 44.91% | 44.71% | 59.18% | 70.72% | 25th pctl | 1,259 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |