Container Mutual
Fernandina Beac, FL · Charter 67933 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$5.5MAssets
$1.8MLoans
$2.9MShares
$2.7MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 99% of credit unions under $1B in assets (rank 9 of 1683).
- Widest gap: return on equity trails 84% of credit unions under $1B in assets (rank 1409 of 1681).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.58%
Rank 1,043 of 1,683
Net Interest Margin
3.36%
Rank 1,239 of 1,683
Efficiency Ratio
82.29%
Rank 1,049 of 1,682
Equity / Assets
47.99%
Rank 9 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.58% | 0.35% | 0.74% | 1.18% | Beats 38% | 1,043 / 1,683 | | |
| Return on Equity | 1.20% | 2.67% | 5.89% | 8.74% | Beats 16% | 1,409 / 1,681 | | |
| Net Interest Margin | 3.36% | 3.31% | 3.82% | 4.32% | Beats 26% | 1,239 / 1,683 | | |
| Efficiency Ratio | 82.29% | 68.91% | 78.20% | 86.93% | Beats 38% | 1,049 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.39% | 0.26% | 0.65% | 1.29% | Beats 66% | 567 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 47.99% | 10.44% | 12.89% | 16.53% | Beats 99% | 9 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 47.99% | 10.44% | 12.89% | 16.53% | Beats 99% | 9 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 62.04% | 52.61% | 69.38% | 83.50% | 37th pctl | 1,052 / 1,683 | | |
| Loans / Assets | 32.09% | 44.71% | 59.18% | 70.72% | 10th pctl | 1,521 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |