Edison
Kansas City, MO · Charter 67929 · Peer group: credit unions under $1B in assets (n=1,748-1,753)
NCUA · 2 branches
Q2 2024
$31.0MAssets
$18.9MLoans
$27.9MShares
$3.0MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 71% of credit unions under $1B in assets (rank 501 of 1752).
- Widest gap: nonperforming loans / loans trails 98% of credit unions under $1B in assets (rank 1714 of 1748).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-2.62%
Rank 1,708 of 1,753
Net Interest Margin
4.08%
Rank 501 of 1,752
Efficiency Ratio
150.82%
Rank 1,718 of 1,748
Equity / Assets
9.66%
Rank 1,367 of 1,752
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -2.62% | 0.23% | 0.68% | 1.19% | Beats 3% | 1,708 / 1,753 | |
| Return on Equity | -27.12% | 1.80% | 5.29% | 9.05% | Beats 2% | 1,714 / 1,750 | |
| Net Interest Margin | 4.08% | 2.98% | 3.54% | 4.20% | Beats 71% | 501 / 1,752 | |
| Efficiency Ratio | 150.82% | 69.58% | 78.86% | 88.33% | Beats 2% | 1,718 / 1,748 | |
| Asset Quality |
| Nonperforming Loans / Loans | 6.23% | 0.22% | 0.59% | 1.20% | Beats 2% | 1,714 / 1,748 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.66% | 9.91% | 12.21% | 15.57% | Beats 22% | 1,367 / 1,753 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.66% | 9.91% | 12.21% | 15.57% | Beats 22% | 1,367 / 1,752 | |
| Liquidity & Funding |
| Loans / Deposits | 67.88% | 55.88% | 73.01% | 86.61% | 41st pctl | 1,026 / 1,750 | |
| Loans / Assets | 61.04% | 48.21% | 62.51% | 73.23% | 47th pctl | 932 / 1,752 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |