Nashville, TN · Charter 67922
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.33% | 0.46% | 0.36% | 0.28% | 0.34% | 0.37% | -1.09% | 0.09% | -19 bps | |
| Return on Equity | 1.85% | 2.53% | 2.05% | 1.64% | 1.98% | 2.19% | -6.73% | 0.54% | -110 bps | |
| Net Interest Margin | 2.84% | 2.84% | 2.87% | 2.96% | 3.04% | 2.95% | 3.09% | 3.25% | +28 bps | |
| Efficiency Ratio | 90.93% | 87.89% | 80.95% | 77.46% | 76.43% | 76.83% | 81.33% | 72.37% | -510 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 2.81% | 6.08% | 9.28% | 9.18% | 5.12% | 8.68% | 6.55% | 6.01% | -317 bps | |
| Loan Growth (YoY) | 5.69% | 5.26% | 4.93% | 3.63% | 3.70% | 4.53% | 8.83% | 11.92% | +829 bps | |
| Share Growth (YoY) | 1.60% | 3.47% | 6.24% | 8.29% | 4.61% | 8.35% | 6.88% | 6.68% | -161 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.39% | 1.33% | 0.73% | 1.07% | 0.87% | 1.25% | 0.80% | 0.76% | -30 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 18.05% | 18.01% | 17.57% | 17.13% | 17.34% | 16.66% | 16.23% | 16.17% | -96 bps | |
| Net Worth / Assets | 18.05% | 18.01% | 17.57% | 17.13% | 17.34% | 16.66% | 16.23% | 16.17% | -96 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 59.22% | 58.21% | 57.20% | 57.07% | 58.71% | 56.16% | 58.24% | 59.87% | +280 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |