Long Beach, CA · Charter 67921
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.59% | 1.54% | 1.74% | 1.76% | 1.77% | 1.68% | 1.52% | 1.55% | -21 bps | |
| Return on Equity | 6.06% | 5.81% | 6.48% | 6.36% | 6.37% | 5.93% | 5.32% | 5.26% | -110 bps | |
| Net Interest Margin | 2.34% | 2.29% | 2.47% | 2.54% | 2.51% | 2.44% | 2.28% | 2.36% | -18 bps | |
| Efficiency Ratio | 34.13% | 34.57% | 31.01% | 32.20% | 31.33% | 32.68% | 34.71% | 36.02% | +382 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -6.03% | -2.36% | -2.80% | -0.69% | 0.41% | -0.77% | -0.49% | -0.47% | +21 bps | |
| Loan Growth (YoY) | 3.02% | -2.14% | -3.94% | -4.75% | -4.92% | -6.15% | -5.33% | -5.56% | -81 bps | |
| Share Growth (YoY) | -9.63% | -5.11% | -5.72% | -3.18% | -1.75% | -3.32% | -2.90% | -2.81% | +37 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.27% | 0.26% | 0.23% | 0.73% | 0.41% | 0.44% | 0.42% | 0.02% | -71 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 26.18% | 26.50% | 26.90% | 27.71% | 27.75% | 28.39% | 28.65% | 29.43% | +172 bps | |
| Net Worth / Assets | 26.18% | 26.50% | 26.90% | 27.71% | 27.75% | 28.39% | 28.65% | 29.43% | +172 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 98.15% | 98.03% | 96.89% | 97.34% | 94.98% | 95.16% | 94.47% | 94.60% | -275 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |