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Long Beach Firemen S

Long Beach, CA · Charter 67921

NCUA · 1 branch

Q2 2026

$201.5MAssets
$134.4MLoans
$142.0MShares
$59.3MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.55%, down 21 bps year over year; NIM at 2.36%.
  • Asset quality: problem loans at 0.02% of loans (-71 bps YoY).
  • Capital: net worth / assets of 29.43%, up 172 bps from a year ago.
  • Funding: loans stand at 94.60% of shares as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

1.55%-21 bps YoY

Net Interest Margin (quarter, annualized)

2.36%-18 bps YoY

Efficiency Ratio (quarter, annualized)

36.02%+382 bps YoY

Net Worth / Assets

29.43%+172 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.76%1.77%1.68%1.52%1.55%-21 bps
Return on Equity6.36%6.37%5.93%5.32%5.26%-110 bps
Net Interest Margin2.54%2.51%2.44%2.28%2.36%-18 bps
Efficiency Ratio32.20%31.33%32.68%34.71%36.02%+382 bps
Growth
Asset Growth (YoY)-0.69%0.41%-0.77%-0.49%-0.47%+21 bps
Loan Growth (YoY)-4.75%-4.92%-6.15%-5.33%-5.56%-81 bps
Share Growth (YoY)-3.18%-1.75%-3.32%-2.90%-2.81%+37 bps
Asset Quality
Delinquent Loans / Loans0.73%0.41%0.44%0.42%0.02%-71 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital27.71%27.75%28.39%28.65%29.43%+172 bps
Net Worth / Assets27.71%27.75%28.39%28.65%29.43%+172 bps
Liquidity & Funding
Loans / Shares97.34%94.98%95.16%94.47%94.60%-275 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps