Primesource
Spokane, WA · Charter 67911 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$83.9MAssets
$49.5MLoans
$73.0MShares
$10.4MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 55% of credit unions under $1B in assets (rank 758 of 1683).
- Widest gap: return on equity trails 97% of credit unions under $1B in assets (rank 1638 of 1681).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-1.74%
Rank 1,639 of 1,683
Net Interest Margin
3.91%
Rank 758 of 1,683
Efficiency Ratio
85.25%
Rank 1,196 of 1,682
Equity / Assets
12.36%
Rank 943 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -1.74% | 0.35% | 0.74% | 1.18% | Beats 3% | 1,639 / 1,683 | |
| Return on Equity | -14.04% | 2.67% | 5.89% | 8.74% | Beats 3% | 1,638 / 1,681 | |
| Net Interest Margin | 3.91% | 3.31% | 3.82% | 4.32% | Beats 55% | 758 / 1,683 | |
| Efficiency Ratio | 85.25% | 68.91% | 78.20% | 86.93% | Beats 29% | 1,196 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.57% | 0.26% | 0.65% | 1.29% | Beats 10% | 1,515 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.36% | 10.44% | 12.89% | 16.53% | Beats 44% | 943 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.36% | 10.44% | 12.89% | 16.53% | Beats 44% | 943 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 67.75% | 52.61% | 69.38% | 83.50% | 47th pctl | 890 / 1,683 | |
| Loans / Assets | 58.99% | 44.71% | 59.18% | 70.72% | 50th pctl | 848 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |