Cabot Boston
Boston, MA · Charter 67891 · Peer group: credit unions under $1B in assets (n=1,721-1,724)
NCUA · 1 branch
Q4 2024
$4.9MAssets
$2.7MLoans
$3.9MShares
$869KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 83% of credit unions under $1B in assets (rank 295 of 1721).
- Widest gap: efficiency ratio trails 99% of credit unions under $1B in assets (rank 1710 of 1721).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
-3.48%
Rank 1,706 of 1,724
Net Interest Margin
4.53%
Rank 308 of 1,723
Efficiency Ratio
169.37%
Rank 1,710 of 1,721
Equity / Assets
17.91%
Rank 319 of 1,723
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -3.48% | 0.25% | 0.67% | 1.13% | Beats 1% | 1,706 / 1,724 | | |
| Return on Equity | -19.45% | 1.95% | 5.34% | 8.54% | Beats 2% | 1,691 / 1,723 | | |
| Net Interest Margin | 4.53% | 3.03% | 3.61% | 4.27% | Beats 82% | 308 / 1,723 | | |
| Efficiency Ratio | 169.37% | 69.84% | 78.36% | 87.50% | Beats 1% | 1,710 / 1,721 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.15% | 0.28% | 0.70% | 1.38% | Beats 83% | 295 / 1,721 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.90% | 10.16% | 12.41% | 16.03% | Beats 81% | 321 / 1,724 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.91% | 10.15% | 12.41% | 16.03% | Beats 81% | 319 / 1,723 | | |
| Liquidity & Funding |
| Loans / Deposits | 68.28% | 55.95% | 72.66% | 85.34% | 43rd pctl | 988 / 1,722 | | |
| Loans / Assets | 55.09% | 47.91% | 62.00% | 72.82% | 37th pctl | 1,093 / 1,723 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |